These advisers often already have a great cash flow either from their book sales, their speaking engagements, their media gigs, their investments, or any combination of the above. Ironically, often they used credit to get to the point where they are and now they are advising all of us to stop using credit.
1. Don't miss a payment and end up paying 30 days late. This results in an immediate negative impact on your credit score.
Make these don'ts a habit and you will continue to maintain your good credit, and even see it improve.
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