Some home insurance companies choose to use their own policies. Whichever type your insurer is using, it has to be approved by your state insurance department.
14. Sudden and accidental tearing apart, cracking, burning, or bulging of a steam or hot water heating system, an air conditioning or automatic fire-protective system.
Each homeowners insurance policy provides a combination of property and liability coverage and covers loss of use resulting from damage. There are several basic types of home insurance policies:
If you have any questions about your Homeowners Insurance Policy of if you need Homeowners Insurance, call (773) 614-3201