Tuesday, June 30, 2020

Buy Your First Home Now

Mortgage rates remain historically low. 
At around 3.13% for a 30 year fixed mortgage, the  time has hardly been better than now to buy a home.  

Homes have begun to appreciate significantly in value in certain parts of the country. But, wherever you are, buy a home for the long term. Consider it a place in which to live, to enjoy, and to raise your family, not just for an investment. . 

Keep in mind with a thirty-year fixed rate mortgage, your monthly payments (with the exception of your property taxes and homeowners insurance)  are set for the duration no matter how high the interest rate may rise in the future. 

Now here's a mortgage calculated upon the current 30 year interest rate of 3.13%. See how much you will be paying for the next thirty years.  For example your monthly note for a $150,000, 4 bedroom house, with a 30 yr fixed rate of 3.13% and a FHA mortgage of 3% down would be roughly $623 per month. 

Now, consider just the financial savings between buying and renting. In many of the urban areas of this country, a 4-bedroom apartment would rent for over $2,000 per month with the rent subjected to increase every year. 

E-mail me at bwillbar@gmail.com and I'll send you a detailed home buying vs renting comparison. For a free consultation, call (773) 614-3201

Click here for a home that's for immediate sale in Chicago. All offers considered. 

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Friday, February 14, 2020

Don’t Be Without A Final Expense Policy


A  final expense policy is a permanent life insurance product which provides coverage throughout the insured’s lifetime.

It combines a death benefit with a savings element. 

A final expense policy also has level premiums throughout with the proceeds being made immediately available to pay off final expenses. 


Such expenses can include funeral costs, medical bills, or other associated expenses.

Burial Insurance
Also called burial insurance, final expense policies are typically inexpensive and offer benefits generally from $2,500 to up to $25,000. 

They often do not require medical exams and are favored by seniors on fixed incomes as an economic way to cover final expenses.

A Sense of Peace and Security
If you have Social Security, Medicare, and either a Medicare Supplement or Medicare Advantage, then you need a Final Expense policy to cover all of your bases. 

You will then feel a sense of peace and security knowing that you will not have to burden your loved ones in any way.

Applying is easy and simple. No height or weight requirements. Most health conditions accepted. 

Call (773) 614-3201 for a personally designed
Final Expense policy.


Friday, June 14, 2019

10 Inspirational Quotes for Father's Day

  1. A fellow who does things that count doesn’t usually stop to count them.
  2. A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.
  3. Don’t wait for your ship to come in if you haven’t sent one out.
  4. The fellow who has an abundance of pull gets along very well without push.
  5. Your mind can hold only one thought at a time, make it a positive and constructive one.
  6. Many of life’s failures are men who do not realize how close they were to success when they gave up.
  7. It’s a good idea to take an interest in the future – – that’s where you will spend the rest of your life.
  8. The man is blest who does his best; do not worry.
  9. There is no formula for success except, perhaps an unconditional acceptance of life and what it brings.
  10. The man who gets ahead is a man who does more than is necessary and keeps on doing it.

      What do you think? Leave your comments below?