Don’t Be Without A Final Expense Policy

A  final expense policy is a permanent life insurance product which provides coverage throughout the insured’s lifetime.

It combines a death benefit with a savings element. 

A final expense policy also has level premiums throughout with the proceeds being made immediately available to pay off final expenses. 

Such expenses can include funeral costs, medical bills, or other associated expenses.

Burial Insurance

Also called burial insurance, final expense policies are typically inexpensive and offer benefits generally from $2,500 to up to $25,000. 

They often do not require medical exams and are favored by seniors on fixed incomes as an economic way to cover final expenses.

A Sense of Peace and Security

If you have Social Security, Medicare, and either a Medicare Supplement or Medicare Advantage, then you need a Final Expense policy to cover all of your bases. 

You will then feel a sense of peace and security knowing that you will not have to burden your loved ones in any way.

Applying is easy and simple. No height or weight requirements. Most health conditions accepted. 

Call (773) 614-3201 for a personally designed Final Expense policy.

Stop! Don’t’ Get Ripped off by Funeral Directors

Funeral directors are first and foremost businessmen. They are in business to make a profit.

While the title of this article may appear to incriminate funeral directors, it is not meant to do so. In fact, what I do is of great benefit to funeral directors. 

Most of them are honest and are trying to make a good living for themselves and their families. However, at the time of a funeral, the surviving family members are in a highly emotional state and are vulnerable to being ripped off for thousands of dollars.

What is necessary is for the survivors to have a third-party to handle the funeral arrangements free of charge. This is in addition to having a Final Expense Plan for your parents or grandparents in place. 

It is important for them to clearly state how they want their funeral to be handled by the third party. The survivors would then have the option to use the third-party who would have previously received the information directly from the deceased family member and could proceed to get the funeral arrangements in motion.

So, in summary, here are 3 things that should be in place.

1. The chosen third party services must be totally free. It must not be a lawyer, or any other professionals who would charge you.

2. The third party must have the information directly from the deceased family member who stated clearly, when living, how he or she wanted the funeral arrangements to be done as well as how much should be paid for the funeral.

3. The surviving family members must have been informed by the deceased family members that they preferred the third-party to make the funeral arrangements and know how to contact the third party.

As a financial consultant this is exactly what I do for Illinois residents free of charge. I take away the need to identify and negotiate with funeral directors. 

I make it easy for the surviving family member to experience a satisfactory ending with the beloved family members and to deal with the normal grief period that all of us have to go through.

If this benefit sounds useful to you call (773) 614-3201 or e-mail me at bwillbar@gmail.com.