Under the Obama Administration, the changes in
2013 Medicare Out of Pocket Medicare Costs increased and include:
Medicare Part A Premium: Part A covers inpatient
hospital stays, care in a skilled nursing facility, hospice care, and some home
health care. Only about 1 percent of people with Medicare pay a premium for
Part A services—you need to have paid Medicare payroll taxes for 40 quarters of
employment or be married to someone who did. If you are one of those affected, you will pay up to $441 in 2013
Part A premium.
Medicare Part A Deductible: This deductible is
the cost to people with Medicare for up to 60 days of Medicare-covered
inpatient services in the hospitals for each benefit period (a benefit period
starts the day a patient is admitted and ends when the patient has been out of
the hospital for 60 days in a row.) This will increase to $1,184 in 2013, up
from $1156 this year (an increase of 2.4%).
Medicare Part B (which covers certain doctors' services, outpatient care, medical supplies, and preventive services) rose to $104.90 a month. The Medicare Part B deductible will
increase to $147 in 2013, from $140.
Income-related Adjustments: People with Medicare
who report 2011 income above $85,000 a year ($170,000 filing jointly) are
legally responsible to cover a larger portion
If you are too young for Medicare, click on the link in the right hand corner of this site for a free quote on a full health care benefit plan.
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